Articles - Donna Skeels Cygan

Donna Skeels Cygan
May 10, 2026

Real Life

Remember Someone Special

Remember Someone Special https://donnaskeelscygan.com/wp-content/uploads/2026/06/andreas-rasmussen-JKMcgMIDcnQ-unsplash.jpg 1100 1076 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g May 10, 2026 June 5, 2026

This article appeared in the Albuquerque Journal on May 10, 2026 Who was special to you when you were a child? Maybe it was a relative, a friend, a teacher,…

Donna Skeels Cygan
April 5, 2026

Finances

Invest in Yourself this Spring and Summer

Invest in Yourself this Spring and Summer https://donnaskeelscygan.com/wp-content/uploads/2026/06/cat-and-dog-unsplash-4-21-26.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g April 5, 2026 June 5, 2026

This article appeared in the Albuquerque Journal on April 5, 2026 “Spring has sprung” and flowers are blossoming. Getting out into nature is wonderful during this time of year. What…

Donna Skeels Cygan
March 1, 2026

Finances

Important Beneficiary Rules for IRAs

Important Beneficiary Rules for IRAs https://donnaskeelscygan.com/wp-content/uploads/2026/06/mouse-in-tulip-unsplash-4-8-26.jpg 1100 734 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g March 1, 2026 June 5, 2026

This article appeared in the Albuquerque Journal on March 1, 2026 In the Weeds and the Tulips! Last month, I wrote about the tax-free benefits of Roth IRAs. A few…

Donna Skeels Cygan
February 1, 2026

Finances

Tax-Free Benefits of Roth IRAs

Tax-Free Benefits of Roth IRAs https://donnaskeelscygan.com/wp-content/uploads/2026/06/Catherine-Cunningham-Albuquerque-Journal-Roth-Conversion-6-1-2025.jpg 900 675 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g February 1, 2026 June 5, 2026

This article appeared in the Albuquerque Journal on February 1, 2026 Roth Conversions are Even More Attractive After a Correction Question: Why would anyone choose to pay taxes sooner rather…

Donna Skeels Cygan
January 4, 2026

Finances

Financial Guardrails for the New Year

Financial Guardrails for the New Year https://donnaskeelscygan.com/wp-content/uploads/2026/06/frank-flores-hjpGWBbYEh8-unsplash.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g January 4, 2026 June 5, 2026

This article appeared in the Albuquerque Journal on January 4, 2026 Happy New Year! My December article—“What Goes Up Must Come Down, but When?”—led to numerous emails from readers. My…

Donna Skeels Cygan
December 7, 2025

Finances

What Goes Up Must Come Down…but When?

What Goes Up Must Come Down…but When? https://donnaskeelscygan.com/wp-content/uploads/2025/12/bear-becca-_r6w0R6SueQ-unsplash-1.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g December 7, 2025 June 1, 2026

This article appeared in the Albuquerque Journal on December 7, 2025 Is a Correction Coming Soon? Corrections Are Painful. Remember 2008? I have many fond memories of working with clients…

Donna Skeels Cygan
November 2, 2025

Finances

Longevity and Financial Issues for Widows

Longevity and Financial Issues for Widows https://donnaskeelscygan.com/wp-content/uploads/2025/11/Longevity-and-Financial-Issues-for-Widows-Donna-skeels-Cygan-CFP-MBA.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g November 2, 2025 June 1, 2026

This article appeared in the Albuquerque Journal on November 2, 2025 The average life expectancy at birth is reportedly 75.8 years for men and 81.1 years for women. However, these…

Donna Skeels Cygan
October 14, 2025

Finances

Beyond the 4 Percent Rule

Beyond the 4 Percent Rule https://donnaskeelscygan.com/wp-content/uploads/2025/11/Beyond-the-4-Percent-Rule-Donna-Skeels-Cygan-CFP-MBA.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g October 14, 2025 November 4, 2025

This article appeared in the Albuquerque Journal on October 14, 2025 Most retirees experience some anxiety when they end their career and move to what is called a “distribution phase”…

Donna Skeels Cygan
September 17, 2025

Real Life

In Honor of Anne Morrow Lindbergh

In Honor of Anne Morrow Lindbergh https://donnaskeelscygan.com/wp-content/uploads/2025/11/IMG_9275-Gift-from-the-Sea-Horizontal.jpg 1100 825 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g September 17, 2025 November 4, 2025

Anne Morrow Lindbergh kept secrets. Don’t we all? Perhaps you have read her classic book Gift from the Sea. Perhaps you know she was married to the famous aviator Charles…

Elevated View Of Question Mark Icon On White Puzzle Over The Blue Background

Donna Skeels Cygan
September 10, 2025

Finances

Accepting Uncertainty in Investing

Accepting Uncertainty in Investing https://donnaskeelscygan.com/wp-content/uploads/2025/11/Accepting-Uncertainty-in-Investing-Donna-Skeels-Cygan-CFP-MBA.jpg 1100 733 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/2907c39a4be5bc17a07a2fca2f7f3fe83b42c12be1ce97c618ca49acae5f798a?s=96&d=mm&r=g September 10, 2025 November 4, 2025

This article appeared in the Albuquerque Journal on September 10, 2025. Investing in the stock market has never provided guarantees. Everyone knows there is risk involved, and timing is everything.…

The Joy of Financial Security