The Joy of Financial Security

Warren Buffett has been treating investors to his sage advice for many years. At age 95, he recently retired as CEO of Berkshire Hathaway, the extremely successful conglomerate holding company…

“Spring has sprung” and flowers are blossoming. Getting out into nature is wonderful during this time of year. What is not wonderful is watching the gyrations of the stock market.…

In the Weeds and the Tulips! Last month, I wrote about the tax-free benefits of Roth IRAs. A few days later, I received an email from a reader that led…

Roth Conversions are Even More Attractive After a Correction Question: Why would anyone choose to pay taxes sooner rather than later? Answer: Because Roth IRAs provide tremendous benefits! During 2026…

Happy New Year! My December article—“What Goes Up Must Come Down, but When?”—led to numerous emails from readers. My favorite was: “Well now that you scared the #%\* out of…

Is a Correction Coming Soon? Corrections Are Painful. Remember 2008? I have many fond memories of working with clients during the 20+ years I owned a fee-only financial planning firm.…

The average life expectancy at birth is reportedly 75.8 years for men and 81.1 years for women. However, these statistics include risks faced since birth and throughout mid-life, which include…

Most retirees experience some anxiety when they end their career and move to what is called a “distribution phase” in financial lingo. The transition from living on their earnings during…