Real Life - Donna Skeels Cygan

Donna Skeels Cygan
July 2, 2022

Find the silver lining in Wall Street turmoil

Find the silver lining in Wall Street turmoil https://donnaskeelscygan.com/wp-content/uploads/2022/07/mb08_04jul_finance-column.jpeg 1167 775 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g July 2, 2022 October 7, 2022

The U.S. stock market is having a bad year. It may turn around before year-end, but the S&P 500 index is currently down 20% (Jan. 1 to June 28), and…

Donna Skeels Cygan
June 3, 2022

Invest your money where it will bring you joy

Invest your money where it will bring you joy https://donnaskeelscygan.com/wp-content/uploads/2022/08/mb00_jd_06jun_invest.jpeg 1983 1763 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g June 3, 2022 October 7, 2022

*Illustration by Donna Grethen / Albuquerque Journal Money is a powerful tool in our society. It allows us to pay for basic needs like our rent or mortgage, groceries, utilities,…

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May 6, 2022

How to find a financial advisor

How to find a financial advisor https://donnaskeelscygan.com/wp-content/uploads/2022/05/G_jd_02may_Outlook_finance_3.jpg 833 606 admin admin https://secure.gravatar.com/avatar/1a3294bd2cc41cccac0ea4732f3aa907?s=96&d=mm&r=g May 6, 2022 October 7, 2022

Selecting a financial adviser is not easy, and consumers often do not know what to ask. So, let’s tackle some of the important questions. I recommend you interview several potential…

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April 5, 2022

The importance of asset allocation

The importance of asset allocation https://donnaskeelscygan.com/wp-content/uploads/2022/04/Project_188-09-Converted-01.png 7449 3814 admin admin https://secure.gravatar.com/avatar/1a3294bd2cc41cccac0ea4732f3aa907?s=96&d=mm&r=g April 5, 2022 April 5, 2022

Asset allocation is an investment concept that refers to how much you have allocated to different asset classes. Conceivably, there could be many asset classes that you track, including equities…

Donna Skeels Cygan
January 31, 2022

Share the love in February by giving generously

Share the love in February by giving generously https://donnaskeelscygan.com/wp-content/uploads/2022/01/piggy-bank-finance-savings-concept-scaled.jpg 2560 1707 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g January 31, 2022 January 31, 2022

The COVID-19 pandemic has reminded us of the vast divide between the “haves” and the “have nots.” Most wealthy people have become richer, while many others are struggling to pay…

Donna Skeels Cygan
January 5, 2022

Set goals for 2022, but be gentle with yourself

Set goals for 2022, but be gentle with yourself https://donnaskeelscygan.com/wp-content/uploads/2022/01/bizo_jd_03jan_goals-art-e1641412279109.jpg 1156 742 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g January 5, 2022 October 7, 2022

Happy 2022! It’s a new year, and we often set goals as New Year’s resolutions. But you may not feel like setting goals or celebrating this year. The COVID-19 pandemic…

Donna Skeels Cygan
November 28, 2021

Roth conversions offer considerable benefits

Roth conversions offer considerable benefits https://donnaskeelscygan.com/wp-content/uploads/2021/11/G_jd_29nov_mb_Roth_money-1.jpg 1736 987 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g November 28, 2021 December 17, 2021

I have been a fan for many years of investors building their tax-free (Roth IRA) bucket as large as possible. The long-term tax-free benefits make the Roth IRA a much…

Donna Skeels Cygan
November 1, 2021

Use December to organize your finances

Use December to organize your finances https://donnaskeelscygan.com/wp-content/uploads/2021/12/visual-stories-micheile-ZVprbBmT8QA-unsplash-scaled.jpg 2560 1707 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g November 1, 2021 December 17, 2021

The weather is cooler, the days are shorter, and December is a great month to get your finances organized! This article will provide eight steps you can take. I encourage…

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October 11, 2021

Small steps can lead to financial security

Small steps can lead to financial security https://donnaskeelscygan.com/wp-content/uploads/2022/10/G_jd_11oct_Financial-Security-769x1024-1.jpg 769 1024 admin admin https://secure.gravatar.com/avatar/1a3294bd2cc41cccac0ea4732f3aa907?s=96&d=mm&r=g October 11, 2021 October 26, 2022

Illustration by Cathryn Cunningham/ Albuquerque Journal A reader recently asked me to write an article for young people who want to get started on a path toward financial security.… The…

Donna Skeels Cygan
September 12, 2021

Learn the many ways to build your Roth IRA

Learn the many ways to build your Roth IRA https://donnaskeelscygan.com/wp-content/uploads/2021/09/g_jd_13sep_rothira-graphic-1-copy.jpg 1990 1120 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g September 12, 2021 October 7, 2022

Roth IRAs have many great benefits. In last week’s article I discussed the tax-free feature of the Roth IRA, along with the fact that Roths do not require RMDs (Required…