The Joy of Financial Security

Articles by the Author

Roth conversions offer considerable benefits

Roth conversions offer considerable benefits 1736 987 Donna Skeels Cygan

I have been a fan for many years of investors building their tax-free (Roth IRA) bucket as large as possible. The long-term tax-free benefits make the Roth IRA a much…

read more

Use December to organize your finances

Use December to organize your finances 2560 1707 Donna Skeels Cygan

The weather is cooler, the days are shorter, and December is a great month to get your finances organized! This article will provide eight steps you can take. I encourage…

read more

Small steps can lead to financial security

Small steps can lead to financial security 769 1024 admin

Illustration by Cathryn Cunningham/ Albuquerque Journal A reader recently asked me to write an article for young people who want to get started on a path toward financial security.… The…

read more

Learn the many ways to build your Roth IRA

Learn the many ways to build your Roth IRA 1990 1120 Donna Skeels Cygan

Roth IRAs have many great benefits. In last week’s article I discussed the tax-free feature of the Roth IRA, along with the fact that Roths do not require RMDs (Required…

read more

How do I love thee, my Roth IRA?

How do I love thee, my Roth IRA? 1730 973 Donna Skeels Cygan

Roth IRAs have many great benefits. Today’s article will discuss the benefits and the reasons you should invest in a Roth IRA. This is part one of a two-part series.…

read more

Invest in Joy: An eye on the past can make you a better investor

Invest in Joy: An eye on the past can make you a better investor 2560 1920 Donna Skeels Cygan

It is common for investors to “follow the herd.” If the stock market has been performing well, and there is euphoria that the U.S. economy is recovering from the pandemic,…

read more

To be a better investor, recognize your biases

To be a better investor, recognize your biases 1000 643 Donna Skeels Cygan

Good investors are disciplined and not impulsive. Most people would agree with that statement, but did you know that all investors have biases? Recognizing your biases will make you a…

read more

All investment strategies need attention

All investment strategies need attention 900 595 Donna Skeels Cygan

I have never believed that everyone needs a financial planner or a financial adviser. Many investors are “do-it-your-selfers,” and this can work well. However, doing it yourself requires discipline, and…

read more

Talk, experience can offer kids money lessons

Talk, experience can offer kids money lessons 900 868 Donna Skeels Cygan

We all try to raise kids to become hard working, happy and financially responsible adults. That’s a tall order! First, we need to realize that every child has their own…

read more

Beware of human nature in financial decisions

Beware of human nature in financial decisions 1016 784 Donna Skeels Cygan

Being a smart investor is not easy. It requires discipline and rational thinking. Being focused on a long-term goal and being able to ignore the “noise” of the stock market,…

read more