The Joy of Financial Security

Articles by the Author

Plan now for a financially secure 2017

Plan now for a financially secure 2017 1000 729 Donna Skeels Cygan
We are in the hustle and bustle of the holiday season, and 2016 is about to come to a close. Would you like to experience financial security in 2017? Are there changes you want to make to your finances? Now is the time to start planning for the new year. During the last two weeks [...]read more

Strategies to help you stick to holiday budget

Strategies to help you stick to holiday budget 2048 1365 Donna Skeels Cygan
The holidays are supposed to be “the most wonderful time of the year,” yet they often lead to overspending and stress. Many people end up with a credit card hangover in January. Being proactive can help break the cycle. With just a little effort, the following think-out-of-the-box strategies will result in a happier holiday season [...]read more

Why ‘keeping up’ may be keeping you down

Why ‘keeping up’ may be keeping you down 1180 544 Donna Skeels Cygan
We feel pressure to keep up with the status quo (the proverbial Joneses). If our neighbor buys a new car, our six-year-old car may start to look pretty shabby. We see ads on TV for new cars, we start paying more attention to other cars as we drive around town, and we may start researching [...]read more

Happiness is within our reach – and control

Happiness is within our reach – and control 500 722 Donna Skeels Cygan
We’ve all heard people say “money buys happiness.” Others say “money does not buy happiness.” So, which is it? While writing my book, I reviewed research from the fields of psychology, neuroscience and economics to unravel the relationship between money and happiness. My conclusion is that money does not buy happiness. In other words, money [...]read more

Retrain your brain for better financial decisions

Retrain your brain for better financial decisions 1000 872 Donna Skeels Cygan
This month I will be posting a series of articles that were published on the Albuquerque Journal. These articles will explore the relationship between money and happiness. Are you ever disappointed after making what seems to be an emotional – and unwise – financial decision? Understanding how our brains are involved in our financial decisions [...]read more

6 billion hours go into income tax preparation

6 billion hours go into income tax preparation 1000 689 Donna Skeels Cygan
This month I will be posting a series of articles that were published on the Albuquerque Journal. These articles will explore the relationship between money and happiness. This weeks topic covers taxes! Taxes were on everyone’s mind in April. It is estimated that the average American household paid $13,000 in 2015 taxes (money.cnn.com 4/18/16). In [...]read more

Sales rise not so kind to traditional retailers

Sales rise not so kind to traditional retailers 456 304 Donna Skeels Cygan
This month I will be posting a series of articles that were published on the Albuquerque Journal. These articles will explore the relationship between money and happiness. This week's topic covers retail earnings. During May, several “brick and mortar” department stores reported disappointing corporate earnings, among them Macy’s, Nordstrom, Kohl’s and Gap. However, it seems [...]read more

Weekly column to review financial, investment topics

Weekly column to review financial, investment topics 500 302 Donna Skeels Cygan
This month I will be posting a series of articles that were published on the Albuquerque Journal. These articles will explore the relationship between money and happiness. This week's topic covers the stock market. The first quarter of 2016 felt like a roller coaster for many investors. The Dow Jones Industrial Average began a downward [...]read more

Experiences, not things, create happy memories

Experiences, not things, create happy memories 644 364 Donna Skeels Cygan
This month I will be posting a series of articles that were published on the Albuquerque Journal. These articles will explore the relationship between money and happiness. This weeks topic covers how spending money (with intention) can make you happier. Psychologist Daniel Gilbert said, “Money itself doesn’t make you happy. What can make you happy [...]read more

Minimize your Taxes Now and in the Future: Three Tax “Buckets”

Minimize your Taxes Now and in the Future: Three Tax “Buckets” 624 312 Donna Skeels Cygan
Tax season (Jan. 15-April 15) has officially begun! It is time to strategize! “Smart tax planning is essential for smart investing” says Donna Skeels Cygan, CFP®, MBA, who has been recognized as one of the top financial advisors in the United States and is the author of The Joy of Financial Security: The art and [...]read more