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Donna Skeels Cygan

Invest in Joy: An eye on the past can make you a better investor

Invest in Joy: An eye on the past can make you a better investor 2560 1920 Donna Skeels Cygan

It is common for investors to “follow the herd.” If the stock market has been performing well, and there is euphoria that the U.S. economy is recovering from the pandemic,…

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To be a better investor, recognize your biases

To be a better investor, recognize your biases 1000 643 Donna Skeels Cygan

Good investors are disciplined and not impulsive. Most people would agree with that statement, but did you know that all investors have biases? Recognizing your biases will make you a…

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All investment strategies need attention

All investment strategies need attention 900 595 Donna Skeels Cygan

I have never believed that everyone needs a financial planner or a financial adviser. Many investors are “do-it-your-selfers,” and this can work well. However, doing it yourself requires discipline, and…

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Talk, experience can offer kids money lessons

Talk, experience can offer kids money lessons 900 868 Donna Skeels Cygan

We all try to raise kids to become hard working, happy and financially responsible adults. That’s a tall order! First, we need to realize that every child has their own…

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Beware of human nature in financial decisions

Beware of human nature in financial decisions 1016 784 Donna Skeels Cygan

Being a smart investor is not easy. It requires discipline and rational thinking. Being focused on a long-term goal and being able to ignore the “noise” of the stock market,…

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Protect your data to keep funds secure

Protect your data to keep funds secure 4574 3376 Donna Skeels Cygan

Let’s start with an assumption: All your personal data is available on the dark web. The dark web contains stolen information. Steve Symanovich, in an article for computer security firm…

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As the US recovers, ‘control the controllables’

As the US recovers, ‘control the controllables’ 900 752 Donna Skeels Cygan

*Illustration by Donna Grethen / Albuquerque Journal 2020 was a horrific year in many ways. The COVID-19 pandemic led to over 400,000 deaths in the U.S., over 22 million people…

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Close out 2020 by simplifying, giving

Close out 2020 by simplifying, giving 1772 916 Donna Skeels Cygan

Many of us will be eager to see 2020 come to an end. The COVID-19 pandemic has killed over 275,000 Americans. Many families are grief-stricken. Many businesses have shut down,…

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Take control of retirement health-care costs

Take control of retirement health-care costs 1674 1138 Donna Skeels Cygan

As a financial planner I am often asked how to estimate what health-care costs will be in retirement. Also, some of my clients want to retire before becoming eligible for…

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Take time now to prepare for the worst

Take time now to prepare for the worst 1922 1162 Donna Skeels Cygan

Watching the devastation caused by fires in California, Oregon and Washington state in recent weeks has been heartbreaking. The nightly news shows us the anguished faces of people whose homes…

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