Finances - Donna Skeels Cygan

Donna Skeels Cygan
November 2, 2020

Take control of retirement health-care costs

Take control of retirement health-care costs https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.25.59-AM.png 1674 1138 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g November 2, 2020 December 28, 2020

As a financial planner I am often asked how to estimate what health-care costs will be in retirement. Also, some of my clients want to retire before becoming eligible for…

Donna Skeels Cygan
October 4, 2020

Take time now to prepare for the worst

Take time now to prepare for the worst https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.33.27-AM.png 1922 1162 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g October 4, 2020 October 7, 2022

Watching the devastation caused by fires in California, Oregon and Washington state in recent weeks has been heartbreaking. The nightly news shows us the anguished faces of people whose homes…

Donna Skeels Cygan
September 6, 2020

Talk to kids about jobs, money, experiences

Talk to kids about jobs, money, experiences https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.38.09-AM.png 1296 1020 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g September 6, 2020 December 28, 2020

You can have a positive impact on your child or grandchild by becoming a financial role model. This does not require that you are wealthy or a successful investor. It…

Donna Skeels Cygan
August 3, 2020

Finances

Use your brain – all of it – in financial decisions

Use your brain – all of it – in financial decisions https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.42.20-AM.png 1284 1006 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g August 3, 2020 December 28, 2020

Our brains definitely impact our financial decisions. In fact, our brains can help us make wise decisions or poor decisions. By using brain imaging equipment (specifically functional MRI), neuroscientists have…

Donna Skeels Cygan
July 12, 2020

Nearly anyone can benefit from Roth IRAs

Nearly anyone can benefit from Roth IRAs https://donnaskeelscygan.com/wp-content/uploads/2020/11/mb00_jd_13jul_invest-900x758-1.jpg 900 758 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g July 12, 2020 December 28, 2020

Roth IRAs are a powerful tool in an investor’s toolbox. Created in 1998, Roth IRAs are now over 20 years old. Fortunately, many employers started offering Roth 401(k)s and Roth…

Donna Skeels Cygan
May 25, 2020

Finances

Get emergency savings in order before investing

Get emergency savings in order before investing https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.50.04-AM.png 1176 880 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g May 25, 2020 October 7, 2022

I recently was asked a question by a woman in her late 20s who wants to start an investment account. She asked, “Is this a good time to start investing?”…

Donna Skeels Cygan
April 30, 2020

Finances

Finance binder prep a wise, loving step

Finance binder prep a wise, loving step https://donnaskeelscygan.com/wp-content/uploads/2020/04/mb08_jd_27apr_cygan-900x1448-1.jpg 900 1448 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g April 30, 2020 December 28, 2020

Artwork by Donna Grethen The number of people who are widowed each year in the U.S. ranges from 800,000 to 1 million. Shockingly, in married couples, men die first roughly…

Donna Skeels Cygan
May 19, 2019

Course correction

Course correction https://donnaskeelscygan.com/wp-content/uploads/2019/05/blog-1.jpg 1000 750 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g May 19, 2019 September 16, 2019

We’re heading into summertime, which usually includes visions of days when the livin’ is easy. Yet the stock market may have other plans. It often mimics a roller coaster, with many peaks and dips. It can upset our lazy summer days and cause investors to be fearful. We would all like the stock market to [...]read more

Donna Skeels Cygan
April 27, 2019

Looking ahead toward retirement

Looking ahead toward retirement https://donnaskeelscygan.com/wp-content/uploads/2019/04/2019-04-b05_jd_19may_money.jpg 900 601 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g April 27, 2019 September 16, 2019

Planning for retirement can be stressful. In addition to preparing for a different lifestyle, people always worry about money. Have I saved enough? How should I invest it? And then there is the whopper of a question: How much can I spend each year in retirement and not have to worry about running out of [...]read more

Donna Skeels Cygan
March 17, 2019

Start now to save money on future taxes

Start now to save money on future taxes https://donnaskeelscygan.com/wp-content/uploads/2019/03/b05_jd_17mar_living-money-900x600.jpg 900 600 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g March 17, 2019 September 16, 2019

Benjamin Franklin had it right when he wrote in 1789 that “nothing is certain except death and taxes.” However, just because taxes are inevitable does not mean that we cannot manage them wisely. The Tax Cut and Jobs Act that took effect on Jan. 1, 2018, was a gift to large corporations – reducing the [...]read more