Finances

The U.S. stock market is having a bad year. It may turn around before year-end, but the S&P 500 index is currently down 20% (Jan. 1 to June 28), and…

Selecting a financial adviser is not easy, and consumers often do not know what to ask. So, let’s tackle some of the important questions. I recommend you interview several potential…

Asset allocation is an investment concept that refers to how much you have allocated to different asset classes. Conceivably, there could be many asset classes that you track, including equities…

The COVID-19 pandemic has reminded us of the vast divide between the “haves” and the “have nots.” Most wealthy people have become richer, while many others are struggling to pay…

I have been a fan for many years of investors building their tax-free (Roth IRA) bucket as large as possible. The long-term tax-free benefits make the Roth IRA a much…

The weather is cooler, the days are shorter, and December is a great month to get your finances organized! This article will provide eight steps you can take. I encourage…

Illustration by Cathryn Cunningham/ Albuquerque Journal A reader recently asked me to write an article for young people who want to get started on a path toward financial security.… The…