Finances

  • Donna Skeels Cygan

Course correction
Course correction 1000 750 Donna Skeels Cygan
We’re heading into summertime, which usually includes visions of days when the livin’ is easy. Yet the stock market may have other plans. It often mimics a roller coaster, with many peaks and dips. It can upset our lazy summer days and cause investors to be fearful. We would all like the stock market to [...]read more
  • Donna Skeels Cygan

Looking ahead toward retirement
Looking ahead toward retirement 900 601 Donna Skeels Cygan
Planning for retirement can be stressful. In addition to preparing for a different lifestyle, people always worry about money. Have I saved enough? How should I invest it? And then there is the whopper of a question: How much can I spend each year in retirement and not have to worry about running out of [...]read more
  • Donna Skeels Cygan

Start now to save money on future taxes
Start now to save money on future taxes 900 600 Donna Skeels Cygan
Benjamin Franklin had it right when he wrote in 1789 that “nothing is certain except death and taxes.” However, just because taxes are inevitable does not mean that we cannot manage them wisely. The Tax Cut and Jobs Act that took effect on Jan. 1, 2018, was a gift to large corporations – reducing the [...]read more
  • Donna Skeels Cygan

Strategies for staying calm during financial — and everyday — turbulence
Strategies for staying calm during financial — and everyday — turbulence 900 698 Donna Skeels Cygan
In last month’s article I discussed financial strategies to help you stay calm when the stock market starts to plummet and investors become fearful. Today’s article will provide personal strategies for keeping a cool head when others feel like the sky is falling. These tips are helpful during everyday life – even when the stock [...]read more
  • Donna Skeels Cygan

Staying calm when the market is not
Staying calm when the market is not 2560 1706 Donna Skeels Cygan
Some say the U.S. stock market will be strong in 2019 while others say we are heading for a recession. No one knows for sure. Economist Paul Samuelson famously said, “The stock market has forecast nine of the last five recessions.” The stock market was far more volatile than investors would like during October through [...]read more
  • Donna Skeels Cygan

Giving generously will warm hearts
Giving generously will warm hearts 1200 800 Donna Skeels Cygan
The holidays are often stressful and the frenzy of the season can get exhausting. I encourage you this year to have a different attitude: Take a step back, and think of others who are less fortunate. Giving to others and focusing on gratitude creates a healthy attitude. It’s a fact: Scientists in the field of [...]read more
  • Donna Skeels Cygan

Family stories
Family stories 900 600 Donna Skeels Cygan
Thanksgiving is a time when families get together for a special meal. Often, several generations eat together. The meal is delicious, and we tend to overeat. I encourage you to focus on starting an important conversation this Thanksgiving with your kids or grandkids. The objective is to pass down family stories from past generations, discuss [...]read more
  • Donna Skeels Cygan

Prepare now for the next financial crisis
Prepare now for the next financial crisis 541 363 Donna Skeels Cygan
September marked the 10-year anniversary of the huge nosedive on Wall Street in the 2008 financial crisis. Last month’s article discussed what led to the 2008 crisis, and this month’s article encourages you to prepare for the next financial crisis. Another financial crisis is inevitable, although we do not know when it will occur or [...]read more
  • Donna Skeels Cygan

Ten years ago this month — looking back at the financial crisis
Ten years ago this month — looking back at the financial crisis 900 653 Donna Skeels Cygan
Ten years ago this month – September 2008 – Wall Street took a huge nosedive. Today’s article will provide a summary of what happened in the financial crisis. Next month’s column will focus on how you can prepare for the next financial crisis. The first clear indication of trouble occurred on March 17, 2008, when [...]read more
  • Donna Skeels Cygan

Money matters
Money matters 1200 800 Donna Skeels Cygan
Why is money important to you? The quick reply may be “it helps me pay my bills” or “it keeps a roof over my head.” These answers may be true, but I want to go deeper as we explore the role of money in our lives. Money has tremendous power in our society. It has [...]read more

© 2024 Donna Skeels Cygan, CFP®, MBA, Author of The Joy of Financial Security and Becoming Enriched.

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