Happiness

Simplify Your Financial Life, Part 3

Simplify Your Financial Life, Part 3 1024 683 Donna Skeels Cygan
There are many other ways to simplify your financial life beyond organizing your files. Consider simplifying your lifestyle and reducing your spending. You may significantly reduce your budget by not buying new clothing, and that money can be redirected into savings and investments. Instead of buying a new car, decide to stretch your car to [...]read more

Simplify Your Life, Simplify Your Finances

Simplify Your Life, Simplify Your Finances 1024 683 Donna Skeels Cygan
When it comes to happiness, less is more Simplifying your life may include many different factors. It may be de-cluttering your house or office. It may involve getting rid of some responsibilities that are causing you stress. It may require that you stop being a perfectionist. It might mean saying “no” when people ask you [...]read more

Giving Back Your Time

Giving Back Your Time 1023 682 Donna Skeels Cygan
“If you want others to be happy, practice compassion. If you want to be happy, practice compassion.” Dalai Lama You can give back in different ways, including volunteering your time and talents or making charitable gifts of money. Both involve being compassionate toward others. Often, people derive a strong sense of purpose from their volunteer [...]read more

Giving Back Financially

Giving Back Financially 1024 680 Donna Skeels Cygan
“Money is like manure; it’s not worth a thing unless it is spread around.” - Brooke Astor, philanthropist One of my clients, whom I’ll call Beth, told me that she had given away $40,000 the year before, and that it gave her great joy to do so. She is not wealthy by most standards, but [...]read more

Strategies to Increase Your Savings Percentage

Strategies to Increase Your Savings Percentage 1024 881 Donna Skeels Cygan
If you didn’t save anything last year, strive to save at least 10 percent this year. If you saved 10 percent, strive to increase it to 15 percent or 20 percent this year. Increasing your savings usually comes from two sources. Either you increase your income (possibly by taking on a second part-time job if [...]read more

Neuroscience and “How Your Brain is Wired,” Part 3

Neuroscience and “How Your Brain is Wired,” Part 3 1024 683 Donna Skeels Cygan
This is Part 3 of a series titled “Neuroscience: How Our Brains and Wired.” Part 1 described that the two major parts of the brain that are involved in financial decisions are the amygdala (which controls our emotions such as fear, greed, impulsive behavior, and cravings) and the prefrontal cortex (where rational thinking and logical [...]read more

Neuroscience and “How Your Brain is Wired”, Part 2

Neuroscience and “How Your Brain is Wired”, Part 2 0 0 Donna Skeels Cygan
This is the second part in a series on Neuroscience. The first blog entry discussed that the two major parts of our brain that are involved in financial decisions are the amygdala (where emotions such as fear, greed, and impulsive behavior originate) and the prefrontal cortex (where rational decision making and logical thinking reside). So [...]read more

Neuroscience and “How Your Brain is Wired” Part 1

Neuroscience and “How Your Brain is Wired” Part 1 620 388 Donna Skeels Cygan
Neuroscience is defined by Merriam-Webster as “a branch of the life sciences that deals with the anatomy, physiology, biochemistry, or molecular biology of nerves and nervous tissue and especially with their relation to behavior and learning.” A much shorter definition is simply the study of the brain. Although neuroscience originally resided within the field of [...]read more
Money Messages Learned as a Child

Money Messages You Learned as a Child

Money Messages You Learned as a Child 1024 683 Donna Skeels Cygan
What did you learn about money? During our childhoods we received messages about money, and they are deeply ingrained in our behavior as adults. Taking the time to reflect on the money messages you learned as a child will help provide perspective on how you manage your money now. Money is often considered to be [...]read more
giver yourself permission to be human

Give Yourself Permission to Be Human

Give Yourself Permission to Be Human 500 332 Donna Skeels Cygan
In our lifetimes, we experience a multitude of emotions: happiness, sadness, excitement, anxiety, concern, fear, anger, grief and many more. Society dictates which emotions are acceptable in different situations. For example, showing extreme anger, grief or anxiety is generally not acceptable in a work environment. In an effort to “fit in.” we often “stuff down [...]read more