Real Life - Donna Skeels Cygan

Donna Skeels Cygan
June 13, 2023

Does the Customer Have the Right to Know?

Does the Customer Have the Right to Know? https://donnaskeelscygan.com/wp-content/uploads/2023/06/iStock-917901148-1-1-1.jpg 1254 836 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g June 13, 2023 June 14, 2023

A Full Disclosure Law is Needed The U.S. financial industry does not have a full disclosure law, and reportedly over 80 percent of financial professionals are not fiduciaries. (A fiduciary…

Donna Skeels Cygan
May 8, 2023

The Power of Consistency

The Power of Consistency https://donnaskeelscygan.com/wp-content/uploads/2023/05/G_jd_02may_MB_finance-column.jpg 1000 836 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g May 8, 2023 May 8, 2023

Bite-Size Strategy Can Help You Achieve Financial Security Creating new, positive habits requires consistency and repetition. James Clear, author of Atomic Habits, provides many strategies for making new habits “stick.” One…

Donna Skeels Cygan
April 11, 2023

Strong Relationships Surpass Money in Definition of Wealth

Strong Relationships Surpass Money in Definition of Wealth https://donnaskeelscygan.com/wp-content/uploads/2023/04/What-is-wealth.jpg 1000 654 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g April 11, 2023 April 11, 2023

Illustration by Cathryn Cunningham / Albuquerque Journal What is wealth? Many people think wealth is simply money. This definition would include your investment accounts and your bank accounts. You work…

Donna Skeels Cygan
March 13, 2023

Are We Experiencing Déjà Vu?

Are We Experiencing Déjà Vu? https://donnaskeelscygan.com/wp-content/uploads/2023/03/Piggy-Bank-Umbrella.png 5066 3452 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g March 13, 2023 March 13, 2023

Can We Learn from Past Financial Corrections? I wrote this article on 2-28-23, which was 10 days before the failure of Silicon Valley Bank. It appeared in the Albuquerque Journal…

Donna Skeels Cygan
February 10, 2023

The Nitty Gritty of Roth IRA Conversions

The Nitty Gritty of Roth IRA Conversions https://donnaskeelscygan.com/wp-content/uploads/2023/02/G_jd_06eb_Finance_col.jpg 1000 753 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g February 10, 2023 February 14, 2023

Illustration by Cathryn Cunningham/ Albuquerque Journal Roth IRAs offer many benefits over traditional IRAs. I have written previous articles, encouraging readers to build their Roth IRAs through contributions or conversions.…

Donna Skeels Cygan
January 10, 2023

Ditch the Budget in 2023

Ditch the Budget in 2023 https://donnaskeelscygan.com/wp-content/uploads/2023/01/G_jd_02jan_mb_Finance-col_WEB.jpg 1000 776 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g January 10, 2023 February 2, 2023

Illustration by Cathryn Cunningham/ Albuquerque Journal Many people are intimidated by finances; they can’t see a way to a financially secure future. Today’s article will teach you how to make…

Donna Skeels Cygan
November 2, 2022

Plan Now for a Joyful Holiday

Plan Now for a Joyful Holiday https://donnaskeelscygan.com/wp-content/uploads/2022/11/G_ja_31oct_MB_giving.jpg 1359 686 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g November 2, 2022 November 2, 2022

The holidays are coming! Whether you celebrate Hanukkah, Christmas or Kwanzaa, the December holidays are just around the corner. For many, the hustle and bustle of the holidays is stressful…

Donna Skeels Cygan
October 3, 2022

Is a Roth Conversion Wise for You?

Is a Roth Conversion Wise for You? https://donnaskeelscygan.com/wp-content/uploads/2022/10/Piggy-Bank-ROTH-scaled.jpg 2560 1794 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g October 3, 2022 October 6, 2022

My last article covered the “sunsetting” on Jan. 1, 2026, of many of the provisions of the Tax Cuts and Jobs Act, which went into effect on Jan. 1, 2018.…

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September 12, 2022

Will you be ready for tax changes in 2026?

Will you be ready for tax changes in 2026? https://donnaskeelscygan.com/wp-content/uploads/2022/09/G_jd_05sep_mb_MoneyColumn.png 1000 725 admin admin https://secure.gravatar.com/avatar/1a3294bd2cc41cccac0ea4732f3aa907?s=96&d=mm&r=g September 12, 2022 October 7, 2022

The “Tax Cuts and Jobs Act” was passed by Congress and signed by former President Donald Trump in December 2017. The tax law changes went into effect in January 2018.…

Donna Skeels Cygan
July 31, 2022

Establishing good financial habits is within grasp

Establishing good financial habits is within grasp https://donnaskeelscygan.com/wp-content/uploads/2022/08/G_ja_01aug_Invest.jpeg 1157 788 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g July 31, 2022 October 7, 2022

We are in the dog days of summer. The days are often sweltering, we desperately need rain, and we’re wary as a new variant is causing COVID-19 cases to increase.…