Real Life - Donna Skeels Cygan

Donna Skeels Cygan
September 5, 2021

How do I love thee, my Roth IRA?

How do I love thee, my Roth IRA? https://donnaskeelscygan.com/wp-content/uploads/2021/09/G_ja_06sept_Invest-1.jpg 1730 973 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g September 5, 2021 September 23, 2021

Roth IRAs have many great benefits. Today’s article will discuss the benefits and the reasons you should invest in a Roth IRA. This is part one of a two-part series.…

Donna Skeels Cygan
August 1, 2021

Invest in Joy: An eye on the past can make you a better investor

Invest in Joy: An eye on the past can make you a better investor https://donnaskeelscygan.com/wp-content/uploads/2021/08/risk-scaled.jpg 2560 1920 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g August 1, 2021 August 3, 2021

It is common for investors to “follow the herd.” If the stock market has been performing well, and there is euphoria that the U.S. economy is recovering from the pandemic,…

Donna Skeels Cygan
July 12, 2021

To be a better investor, recognize your biases

To be a better investor, recognize your biases https://donnaskeelscygan.com/wp-content/uploads/2021/08/revenue-1.jpg 1000 643 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g July 12, 2021 August 3, 2021

Good investors are disciplined and not impulsive. Most people would agree with that statement, but did you know that all investors have biases? Recognizing your biases will make you a…

Donna Skeels Cygan
June 7, 2021

All investment strategies need attention

All investment strategies need attention https://donnaskeelscygan.com/wp-content/uploads/2021/08/mb08_jd_07jun_illustration-900x595-1.png 900 595 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g June 7, 2021 August 3, 2021

I have never believed that everyone needs a financial planner or a financial adviser. Many investors are “do-it-your-selfers,” and this can work well. However, doing it yourself requires discipline, and…

Donna Skeels Cygan
May 3, 2021

Talk, experience can offer kids money lessons

Talk, experience can offer kids money lessons https://donnaskeelscygan.com/wp-content/uploads/2021/08/mb04_jd_03may_invest-900x868-1.jpg 900 868 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g May 3, 2021 August 3, 2021

We all try to raise kids to become hard working, happy and financially responsible adults. That’s a tall order! First, we need to realize that every child has their own…

Donna Skeels Cygan
April 1, 2021

Beware of human nature in financial decisions

Beware of human nature in financial decisions https://donnaskeelscygan.com/wp-content/uploads/2021/04/Screen-Shot-2021-04-14-at-10.36.23-AM.png 1016 784 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g April 1, 2021 July 16, 2021

Being a smart investor is not easy. It requires discipline and rational thinking. Being focused on a long-term goal and being able to ignore the “noise” of the stock market,…

Donna Skeels Cygan
March 3, 2021

Protect your data to keep funds secure

Protect your data to keep funds secure https://donnaskeelscygan.com/wp-content/uploads/2021/04/CYBER-SECURITY-01-1.png 4574 3376 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g March 3, 2021 July 16, 2021

Let’s start with an assumption: All your personal data is available on the dark web. The dark web contains stolen information. Steve Symanovich, in an article for computer security firm…

Donna Skeels Cygan
February 4, 2021

As the US recovers, ‘control the controllables’

As the US recovers, ‘control the controllables’ https://donnaskeelscygan.com/wp-content/uploads/2021/02/mb08_jd_01feb_joy-900x752-1.jpg 900 752 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g February 4, 2021 October 7, 2022

*Illustration by Donna Grethen / Albuquerque Journal 2020 was a horrific year in many ways. The COVID-19 pandemic led to over 400,000 deaths in the U.S., over 22 million people…

Donna Skeels Cygan
December 7, 2020

Close out 2020 by simplifying, giving

Close out 2020 by simplifying, giving https://donnaskeelscygan.com/wp-content/uploads/2020/12/Screen-Shot-2020-12-28-at-11.21.30-AM.png 1772 916 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g December 7, 2020 December 28, 2020

Many of us will be eager to see 2020 come to an end. The COVID-19 pandemic has killed over 275,000 Americans. Many families are grief-stricken. Many businesses have shut down,…

Donna Skeels Cygan
November 2, 2020

Take control of retirement health-care costs

Take control of retirement health-care costs https://donnaskeelscygan.com/wp-content/uploads/2020/11/Screen-Shot-2020-11-03-at-12.25.59-AM.png 1674 1138 Donna Skeels Cygan Donna Skeels Cygan https://secure.gravatar.com/avatar/ef134acf060902e6362b779bec98ed53?s=96&d=mm&r=g November 2, 2020 December 28, 2020

As a financial planner I am often asked how to estimate what health-care costs will be in retirement. Also, some of my clients want to retire before becoming eligible for…