Finances

Small steps can lead to financial security

Small steps can lead to financial security 769 1024 admin

Illustration by Cathryn Cunningham/ Albuquerque Journal A reader recently asked me to write an article for young people who want to get started on a path toward financial security.… The…

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Learn the many ways to build your Roth IRA

Learn the many ways to build your Roth IRA 1990 1120 Donna Skeels Cygan

Roth IRAs have many great benefits. In last week’s article I discussed the tax-free feature of the Roth IRA, along with the fact that Roths do not require RMDs (Required…

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How do I love thee, my Roth IRA?

How do I love thee, my Roth IRA? 1730 973 Donna Skeels Cygan

Roth IRAs have many great benefits. Today’s article will discuss the benefits and the reasons you should invest in a Roth IRA. This is part one of a two-part series.…

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Invest in Joy: An eye on the past can make you a better investor

Invest in Joy: An eye on the past can make you a better investor 2560 1920 Donna Skeels Cygan

It is common for investors to “follow the herd.” If the stock market has been performing well, and there is euphoria that the U.S. economy is recovering from the pandemic,…

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To be a better investor, recognize your biases

To be a better investor, recognize your biases 1000 643 Donna Skeels Cygan

Good investors are disciplined and not impulsive. Most people would agree with that statement, but did you know that all investors have biases? Recognizing your biases will make you a…

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All investment strategies need attention

All investment strategies need attention 900 595 Donna Skeels Cygan

I have never believed that everyone needs a financial planner or a financial adviser. Many investors are “do-it-your-selfers,” and this can work well. However, doing it yourself requires discipline, and…

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Talk, experience can offer kids money lessons

Talk, experience can offer kids money lessons 900 868 Donna Skeels Cygan

We all try to raise kids to become hard working, happy and financially responsible adults. That’s a tall order! First, we need to realize that every child has their own…

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Beware of human nature in financial decisions

Beware of human nature in financial decisions 1016 784 Donna Skeels Cygan

Being a smart investor is not easy. It requires discipline and rational thinking. Being focused on a long-term goal and being able to ignore the “noise” of the stock market,…

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Protect your data to keep funds secure

Protect your data to keep funds secure 4574 3376 Donna Skeels Cygan

Let’s start with an assumption: All your personal data is available on the dark web. The dark web contains stolen information. Steve Symanovich, in an article for computer security firm…

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As the US recovers, ‘control the controllables’

As the US recovers, ‘control the controllables’ 900 752 Donna Skeels Cygan

*Illustration by Donna Grethen / Albuquerque Journal 2020 was a horrific year in many ways. The COVID-19 pandemic led to over 400,000 deaths in the U.S., over 22 million people…

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